Cash Flow Loans

A faster-paying short-term loan to bridge the gap between funding sources

Maintain a healthy cash flow

If you are looking for ways to support your business growth or see you through a cash flow situation, a cash flow loan could be an appropriate solution for your business.  

Our panel of trusted and reliable cash flow funders can lend you funds based on your account history and bank statements. As the money is sent straight to your bank (generally within 24 hours of approval), your cash flow improves enabling you to focus on growing your business. Contact us to see if you are eligible. 

Contact us
Small business owner checking commercial finance information and cash flow with stock around her.
Business loans devon

Why searching for a loan with us makes sense?

An extensive 
network of lenders 
Tailored finance
options that suit
your exact needs
We won’t
waste your time
We only get paid
on results
Small business owner in mattress shop with customer, commercial finance has helped them trade

What is a cash flow loan?  

A business cash flow loan (sometimes referred to as cash flow funding or financing) is used to support business growth and cashflow situations. If eligible, lenders will look at secured and unsecured ways of financing. Eligibility for a cash flow loan will be dependent on the accounts and bank statements of the business.

Contact us

Is a Cash Flow loan the same as Invoice Discounting? 

No. Invoice discounting is used purely for cash flow to cover payroll and to buy materials etc. The amount you’re lent is not specifically related to your unpaid invoices. Invoice discounting is specifically related to the invoices you have issued which may take between 30 and 120 days to be paid. 

Instead, you can have 90% of the invoice paid within 2-3 days, and the loan is settled once your customer has paid the original invoice. Invoice Discounting has a much simpler application process and is even easier when your customers are credit worthy. 

Contact us
Delivery lady holding produce and customer using iPad to make payment to small business using commercial finance to help grow and trade.

Other Services

Commercial Finance

1st Business Finance offers you over 30 years experience in placing commercial finance. 
View More

Commercial Mortgages

We have developed relationships with a large number of commercial lenders. 
View More

Development Finance

As a property developer you know it is so important to have the right funding in place. 
View More

Bridging Loans 

These are loans for a short period of time, normally secured against property or land. 
View More

Invoice Discounting 

Invoice Discounting is essentially a financial tool that allows you to finance. 
View More

Cash Flow Loans

Help your cash flow with funds lent based on your account or merchant card machine use.
View More