Cash Flow Loans
A faster-paying short-term loan to bridge the gap between funding sources
Maintain a healthy cash flow
If you are looking for ways to support your business growth or see you through a cash flow situation, a cash flow loan could be an appropriate solution for your business.
Our panel of trusted and reliable cash flow funders can lend you funds based on your account history and bank statements. As the money is sent straight to your bank (generally within 24 hours of approval), your cash flow improves enabling you to focus on growing your business. Contact us to see if you are eligible.
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What is a cash flow loan?
A business cash flow loan (sometimes referred to as cash flow funding or financing) is used to support business growth and cashflow situations. If eligible, lenders will look at secured and unsecured ways of financing. Eligibility for a cash flow loan will be dependent on the accounts and bank statements of the business.
Is a Cash Flow loan the same as Invoice Discounting?
No. Invoice discounting is used purely for cash flow to cover payroll and to buy materials etc. The amount you’re lent is not specifically related to your unpaid invoices. Invoice discounting is specifically related to the invoices you have issued which may take between 30 and 120 days to be paid.
Instead, you can have 90% of the invoice paid within 2-3 days, and the loan is settled once your customer has paid the original invoice. Invoice Discounting has a much simpler application process and is even easier when your customers are credit worthy.